Would you like a more affordable way to own your home? Wizard's Smart Choice home loan has a competitive interest rate with no monthly or annual fees.

Plus, Wizard may be able to help you with interest rate discounts, depending on the loan amount. Our VIP Advantage loan provides the following discounts off the Smart Choice variable rate:

• 0.55% p.a. discount on $150,000 – $249,999
• 0.65% p.a. discount on $250,000 – $499,999
• 0.70% p.a. discount on $500,000 and above

Note: this discount is not available with any other offer. An annual fee of $295 applies to VIP Advantage.

For example, with a loan of $500,000, a discount of 0.70% would mean a saving in simple interest of $3,500 per year. Wouldn’t that be more affordable?

Apply now to find out how much you could save.

Top 10 reasons to switch to Wizard

• Easy access to your lending manager
• No monthly fees
• Fortnightly or weekly payment options
• Salary can be paid directly into your loan
• Lump sum repayment options^†
• Ability to consolidate other debts so you pay less interest
• Ability to change to fixed rate^†
• A competitive interest rate
• Redraw facility and access to additional payments^†
• Competitive application and establishment fees