Home loans for your situation - Wizard Home Loans

Borrow 100 per cent of the property value and get into your own home sooner Struggling to save a deposit?

Wizard has some products designed to help borrowers get into the market sooner than usual by providing up to 100% of the property purchase price. Combined with some of the government's first home buyer concessions, this means in some circumstances borrowers can buy their first home without having to save for a deposit in advance.

Our Smart Choice and Clear Value home loans offer 100% finance for owner occupied property purchases up to $500,000 (depending on property and location) with a great interest rate and flexible loan features.

Things to do next

Apply online for a 100% finance home loan
Make an appointment with a lending manager
Contact us to ask a question

Click on the product names below to find out more about our 100% finance home loans.

Loan

Rate
p.a. from

Comp
Rate*

Key Features

Total
Fees

Monthly
Fees

Clear Value

7.16%

7.21%

Flexible features with a leading variable interest rate & option to fix

$760

$0.00

Smart Choice Loan

7.74%
7.79%

7.79%
7.80%

Competitive variable and fixed rates with premium features

$760

$0.00

Interest rates last updated Wednesday, 19 November 2008

= variable rate

= fixed rate

The actual rate is determined when the loan is settled.

*The Comparison (Comp.) Rate is calculated on the basis of a loan of $200,000 over a term of twenty-five years.
View full Comparison Rate schedule.

Warning: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.